InsuranceSplash review
Measured against the SEO rubric, with specific adverse findings below and a source on each one.
Low-cost, no-contract local SEO and website packages built only for insurance agents, with clear published prices - but the method is a local-listings checklist that still mentions Google+, there is no AI-search work, the review tool filters out unhappy customers before they reach Google, and results are reported as rankings and traffic.
Pricing: several published tiers Published by the agency
InsuranceSplash sells websites and SEO packages only to insurance agents, with SEO packages published at $199.99, $399.99 and $599.99 a month and no contracts. source ↗
How it scored
Every dimension is scored against this discipline’s published rubric. Open one to see the claim it was scored on, what the rubric measures there and how much it weighs, and where the evidence came from.
How we scored this
We read the agency’s public record first-hand — its site, pricing, case studies and independent reviews — and score what is checkable: what is published, not how it is phrased. There is no keyword counting or sentiment scoring. The label is a judgment on those facts, which is why each dimension shows the fact that decided it, the band it was judged against, and the sources — so you can check the call, and tell us if you think it is wrong. The full method, and who pays, is on how we vet.
Vertical and stage fitStrong
Strong — 4 of 5 on this rubric’s scale, from Poor (1) to Excellent (5). This dimension carries 20% of the total score.
Benchmark — across the 32 other agencies evaluated in this discipline, this dimension runs Excellent 17 · Strong 6 · Adequate 4 · Weak 5. The typical agency here scores Excellent, and 17 of them score higher than this one.
What this dimension measures: Named clients in the buyer's vertical and stage (B2B SaaS, ecommerce, local, etc.).
Scores low — Direct sector+stage match scores 5; 'we do SEO for everyone' scores 2. Long-sales-cycle B2B SEO is a different craft from ecommerce or local, mismatch scores 1-2.
What we found — Serves only insurance agents, priced for single-location and small multi-location agencies ($199.99-$599.99/month), with a multi-agent offer for carriers and franchises. The named agent testimonials are self-published.
On the record — “InsuranceSplash sells websites and SEO packages only to insurance agents, with SEO packages published at $199.99, $399.99 and $599.99 a month and no contracts.” insurancesplash.com ↗
B2B — business-to-business: selling to companies rather than consumers — longer deals, more decision-makers.
SaaS — software as a service: subscription software; as a client type it brings recurring revenue and metrics like churn and lifetime value.
Evidence: partly checkable — corroborated in part against the sources below; the remainder rests on the agency’s own account.
Technical SEO depthWeak
Weak — 2 of 5 on this rubric’s scale, from Poor (1) to Excellent (5). This dimension carries 15% of the total score.
Benchmark — across the 32 other agencies evaluated in this discipline, this dimension runs Excellent 13 · Strong 5 · Adequate 9 · Weak 5. The typical agency here scores Strong, and 27 of them score higher than this one.
What this dimension measures: Real technical capability: crawlability, site architecture, Core Web Vitals, indexation, schema, migrations, JS rendering.
Scores high — Named technical audits and fixes with outcomes score 4-5.
Scores low — 'We'll optimize your meta tags' with no technical substance scores 1-2.
What we found — The SEO pages describe a local checklist: Google and Bing profile optimisation, 50 directory listings, on-site fixes from a local ranking-factors checklist. No crawl, rendering, site-speed or migration work is described, and the multi-location page still refers to a 'Google+ Local profile', a product Google shut down in 2019. That is what the low band describes, which is why it scored Weak.
On the record — “The same page says Google compares an agency's 'Google+ Local profile' against competitors when ranking; Google+ was shut down in 2019.” insurancesplash.com ↗
Evidence: verified — checked against a named source you can open; the links under Sources below are where to check it yourself.
Stronger here: Reboot Online scores Excellent on the same dimension.
Content quality and topical authorityWeak
Weak — 2 of 5 on this rubric’s scale, from Poor (1) to Excellent (5). This dimension carries 18% of the total score.
Benchmark — across the 32 other agencies evaluated in this discipline, this dimension runs Excellent 7 · Strong 16 · Adequate 4 · Weak 5. The typical agency here scores Strong, and 27 of them score higher than this one.
What this dimension measures: Genuinely researched, expert or expert-reviewed content that builds topical authority, not thin AI-generated churn.
Scores high — Named writers/SMEs, editorial process, and content that ranks and converts score 4-5.
Scores low — High-volume, low-differentiation AI content 'at scale' scores 1-2 (Google's helpful-content and AI-slop filters punish it).
What we found — Content is packaged as quantities: 4 blogs, 32 social posts and 1 video a month in the middle tier. The main site's blog's latest post is dated June 2023. No content sample made for a client is shown. That is what the low band describes, which is why it scored Weak.
On the record — “The company blog's most recent post is dated 6/8/2023.” insurancesplash.com ↗
churn — the rate at which customers cancel.
Evidence: verified — checked against a named source you can open; the links under Sources below are where to check it yourself.
Stronger here: Reboot Online scores Excellent on the same dimension.
Link building integrityWeak
Weak — 2 of 5 on this rubric’s scale, from Poor (1) to Excellent (5). This dimension carries 12% of the total score.
Benchmark — across the 32 other agencies evaluated in this discipline, this dimension runs Excellent 5 · Strong 13 · Adequate 12 · Weak 2. The typical agency here scores Strong, and 30 of them score higher than this one.
Scores high — Earned links via digital PR, original data, and genuine outreach score 4-5.
Scores low — PBNs, link networks, mass guest-post buying, or 'we'll build 50 links/month' packages score 1-2 (penalty risk). Silence on how links are earned scores 2.
What we found — Authority is built from directory listings and 'press releases, etc' published 'throughout the web generating inbound links' - low-value tactics, described openly but without naming where links come from. That is what the low band describes, which is why it scored Weak.
On the record — “The multi-location page says content including press releases is published 'throughout the web generating inbound links', alongside listings on 50 directories.” insurancesplash.com ↗
Evidence: verified — checked against a named source you can open; the links under Sources below are where to check it yourself.
Stronger here: Reboot Online scores Excellent on the same dimension.
AEO / GEO for AI searchPoor
Poor — 1 of 5 on this rubric’s scale, from Poor (1) to Excellent (5). This dimension carries 15% of the total score.
Benchmark — across the 32 other agencies evaluated in this discipline, this dimension runs Excellent 7 · Strong 12 · Adequate 5 · Weak 6 · Poor 2. The typical agency here scores Strong, and 30 of them score higher than this one.
What this dimension measures: The 2026 differentiator. Does the agency have a real practice for getting the client cited in AI answers (ChatGPT, Perplexity, Google AI Overviews, Reddit visibility)? Buzzword-only with no substance scores 3.
Scores high — Named methodology and examples score 4-5.
Scores low — No mention of AI search / answer-engine optimization scores 2 (behind the curve).
What we found — No mention of AI search, AI Overviews or answer engines on the SEO, multi-location SEO, services or home pages, all of which were read in full. That is what the low band describes, which is why it scored Poor.
Evidence: verified — checked against a named source you can open; the links under Sources below are where to check it yourself.
Stronger here: Reboot Online scores Excellent on the same dimension.
Measurement tied to pipeline, not just rankingsWeak
Weak — 2 of 5 on this rubric’s scale, from Poor (1) to Excellent (5). This dimension carries 15% of the total score.
Benchmark — across the 32 other agencies evaluated in this discipline, this dimension runs Excellent 8 · Strong 9 · Adequate 7 · Weak 8. The typical agency here scores Strong, and 24 of them score higher than this one.
What this dimension measures: Ties SEO to pipeline/revenue (organic-sourced pipeline, conversions, assisted revenue) rather than keyword-ranking screenshots.
Scores high — Pipeline/revenue reporting scores 4-5.
Scores low — Rankings-and-traffic-only reporting scores 1-2, especially given AI Overviews are cutting clicks even when rankings hold.
What we found — Reports cover website traffic, business listings, reviews and Google/Bing rankings in monthly email reports. Nothing tracks calls, quote requests or policies written. That is what the low band describes, which is why it scored Weak.
pipeline — the dollar value of open, qualified deals sales is working. “Pipeline created” ties marketing to money, where lead counts don’t.
Evidence: verified — checked against a named source you can open; the links under Sources below are where to check it yourself.
Stronger here: Seer Interactive scores Excellent on the same dimension.
Contract and pricing transparencyExcellent
Excellent — 5 of 5 on this rubric’s scale, from Poor (1) to Excellent (5). This dimension carries 5% of the total score.
Benchmark — across the 32 other agencies evaluated in this discipline, this dimension runs Excellent 2 · Strong 6 · Adequate 10 · Weak 12 · Poor 2. The typical agency here scores Adequate, and none scores higher than this one.
What this dimension measures: SEO takes months to show, so a fair exit clause matters more here.
Scores high — Month-to-month or short terms with a published pricing anchor score 4-5.
Scores low — 12-month lock-ins score 2. Bespoke-only quoting with no anchor scores 1-2.
What we found — SEO packages published at $199.99 / $399.99 / $599.99 a month and a $399 multi-location package, with 'No Contracts - No Setup Fees - Cancel Any Time' stated. That is the high band above, which is why it scored Excellent.
On the record — “InsuranceSplash sells websites and SEO packages only to insurance agents, with SEO packages published at $199.99, $399.99 and $599.99 a month and no contracts.” insurancesplash.com ↗
Evidence: verified — checked against a named source you can open; the links under Sources below are where to check it yourself.
Verdict
InsuranceSplash sells websites, local SEO, social, email and small ad budgets to independent and captive insurance agents, at prices a one-person agency can afford. It was measured against the SEO rubric because its SEO packages are the main recurring product. The site is live and answers a nonsense path with a real 404.
Two things are genuinely good. Fit: it serves only insurance agents, its pricing and testimonials are pitched at single-location and small multi-location agencies, and that is a buyer most SEO firms do not serve well. And transparency: three SEO packages are published at $199.99, $399.99 and $599.99 a month, plus a $399 multi-location package, with no contracts, no setup fees and cancel-any-time stated on the page.
Against this rubric the substance is thin, and that was measured, not assumed. The multi-location SEO page describes a local checklist - Google profile, 50 directory listings, on-site fixes - and tells agents that Google compares their 'Google+ Local profile' against competitors; Google+ shut down in 2019. No page read mentions AI search, AI Overviews or answer engines.
Off-site authority comes from blogs, press releases and directory listings 'throughout the web generating inbound links'. Reporting covers rankings, traffic, listings and reviews, not calls, quotes or policies written. The main site's blog's latest post is dated June 2023 and its footer reads 2024, though the separate websites product (websites.insurancesplash.com) is current: it sells agent websites from $89 a month with an AI content writer and reads 2026.
One finding goes past thin. The review-building feature, as the site describes it, emails customers a survey and sends only happy customers to Google and Facebook, while unhappy ones are routed to private feedback - a practice called review gating.
Google's review policy prohibits selectively soliciting positive reviews, so an agent using this feature risks its own Google listing. That is a fact about the product as published, not about the company's intent, and it is the main reason this record is classed as an adverse cut rather than only a mismatch with the rubric.
No independent review platform was checked; the testimonials page is named but self-published.
What you can do next
Koolav can make the introduction and handle the back-and-forth, or you can go straight to the agency.
This agency has not published a paid trial. What a paid trial is.
What we verified
Each claim below was checked against a named source, last on 2026-10-17. Follow any of them and check for yourself — that is the point of publishing them.
- A separate InsuranceSplash websites product sells insurance-agent websites from $89 a month, includes an AI content writer, and its footer reads 2026. websites.insurancesplash.com ↗
- InsuranceSplash sells websites and SEO packages only to insurance agents, with SEO packages published at $199.99, $399.99 and $599.99 a month and no contracts. insurancesplash.com ↗
- The multi-location SEO package page describes an automated review funnel that emails customers a survey, sends happy customers to review the agency on Google and Facebook, and filters unhappy customers to private feedback. insurancesplash.com ↗
- The same page says Google compares an agency's 'Google+ Local profile' against competitors when ranking; Google+ was shut down in 2019. insurancesplash.com ↗
- The multi-location page says content including press releases is published 'throughout the web generating inbound links', alongside listings on 50 directories. insurancesplash.com ↗
- The company blog's most recent post is dated 6/8/2023. insurancesplash.com ↗
- A nonsense-path control returned a real 404 page. insurancesplash.com ↗
No independent reviews found
Not measured. No independent review platform was read for this record; the site's testimonials page carries named agent testimonials but is self-published.
Not finding one is not a mark against the agency and does not move the score. It does mean there is no third-party record to set against ours — so this verdict rests on the rubric and the sources above, and nothing else.
Red flags
- Review funnel filters unhappy customers away from Google and Facebook (review gating), which Google's review policy prohibits
- SEO guidance still refers to Google+ Local, shut down in 2019
- No AI-search work anywhere on the site
- Links built from press releases and directory listings
What we could not verify
- What independent review platforms say about the service
- Whether the review-gating feature is still offered as described
- Any measured result for a client agency - calls, quotes or policies
- Who does the SEO work and how many clients each person handles
Sources
- https://www.insurancesplash.com/
- https://www.insurancesplash.com/insurance-seo.html
- https://www.insurancesplash.com/enterprise-seo.html
- https://www.insurancesplash.com/services.html
- https://www.insurancesplash.com/testimonials.html
- https://www.insurancesplash.com/blog
- https://support.google.com/contributionpolicy/answer/7400114
- https://websites.insurancesplash.com/
Others we evaluated in SEO
Same rubric, same evaluator, same date range — so these are directly comparable to the verdict above.
See all 33 SEO agencies we evaluated →
Think this is wrong?
Every adverse finding above carries a source. If one is wrong, out of date, or has since been resolved, send us what changed.
Evidence moves a verdict. Money never does — no agency pays us for a listing, a placement, or a re-review. Whatever we conclude we publish, including that the verdict stands.